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Post Closing

After you close make sure you prepare for your first payment.  With very few exceptions, your first payment will be due the first (1st) day

Funding

After your loan documents have been signed, there are two steps left in closing your loan: funding and recording. Funding: Funding is the act of wiring

Pre-Approval

Pre-Approval means that prior to searching for a home, you have obtained a written loan commitment, subject to certain conditions. Loan approval occurs after your

Pre-Qualification

Once you’ve made the decision to buy a home, you’ll typically speak with a Real Estate Agent or Loan Officer. Unless you’re paying cash, it’s

Send Us A Message

Hello All!

Welcome to the FIRST EDITION of Our Blog. This blog is a resource of the Sidwell Companies.

And so, it came to this. After more than 27 years of arranging mortgages in the state of California and encountering every type of borrower, loan program and mortgage scenario imaginable, we’ve been told that we must start blogging (and releasing videos). Our millennial associates insist that such knowledge has to be shared.

With that in mind, valued reader, please be charitable as we make our first foray into the blogosphere. Does this blogging thing require some type of license? Should it? 

The objective of this blog is fairly simple. We want to explain home loans in a clear, understandable and sometimes funny manner. The goal is to remove fear and intimidation from the mortgage lending process. We understand that Life Happens! And regardless of the circumstances, there’s probably a way for the average person to buy a home, or at least start down the path to home ownership. We want to show you that path.

If you’re a premium borrower or a seasoned real estate investor, we have something for you as well. You’ll find cutting edge mortgage products and creative approaches that you’ll find attractive, even inspiring, once we peek under the hood.

We’ll also discuss topics and post videos that don’t always relate to mortgages, but are nonetheless engaging and rewarding. 

Please join us.